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Lightyear Europe AS
Lightyear is an investing app that lets people buy stocks, ETFs, and other securities with low fees and no monthly account charges.
Lightyear is a no-frills investing app built for people who want to put their savings into stocks, exchange-traded funds, and other securities without paying a monthly fee or a big cut to a broker. Customers open an account, move money in, and buy things like shares in Apple or a broad index fund from their phone. The pitch is simple: professional-grade investing tools at a price that feels almost free.
The company makes money in a few quiet ways rather than by charging you to log in. It earns a small fee when you convert currencies, since most European investors are buying US or other foreign stocks and need to swap euros into dollars. It also makes money on things like interest earned on cash sitting in customer accounts and on some premium features. The core draw is that basic stock and fund trading costs nothing in commission, which makes Lightyear tempting for younger, cost-conscious investors who might otherwise use a traditional bank or a rival app like Trade Republic or Robinhood.
Lightyear was founded in Estonia and has grown into a licensed investment firm regulated in Europe, which matters because your money and shares are held separately from the company's own money. It is not a household name yet, and it competes in a crowded market of low-cost brokers across Europe. But its whole strategy is to win on simplicity and price while adding features like multi-currency accounts and access to many markets. For a small investor, that means the barrier to buying a slice of a big company is now a few taps and a tiny fee instead of a branch visit.
Saved answer · last researched 10 Nov 2026